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Your time is your most valuable asset

You can earn more money. You can't earn more time. Kronokash converts every dollar you spend into the time it took to earn it — so you stop wasting the one thing you can never get back.

Your daily income: $285/day
Netflix subscription $15.49 = 0.05 days
New iPhone $1,199 = 4.2 days
Car payment (monthly) $580 = 2.0 days
Monthly subscriptions $312 = 13.1 days/yr
The Truth About Money

Money is renewable. Time is not.

You can lose money and make it back. You can go broke and rebuild. But every minute you spend is gone forever. Time is the only truly scarce, finite, and non-renewable resource you have.

Yet every budgeting app on the market shows you dollars and cents — an abstraction that hides what you're actually spending. When you see "$1,200 rent," it's just a number. When you see "4.2 days of your life," it's a decision.

Kronokash exists because we believe you deserve to know the real cost of everything — measured in the one currency that actually matters.

How It Works

Three steps to time-aware spending

Most budgeting apps show you numbers. Kronokash shows you what those numbers actually cost.

Add your income streams

W2 salary, freelance gigs, investments, side hustles. Kronokash calculates your true daily earning rate across all sources.

Connect your bank

Securely link your accounts. Every transaction is automatically converted from dollars to life days.

See your life in days

That daily coffee? 0.02 days. Your rent? 5.3 days. Finally understand what your spending actually costs you.

Try It Now

How much of your life does it cost?

Enter your annual salary and see everyday purchases in a whole new light.

Morning coffee
$5.50
0.03 days
Monthly subscriptions
$65
0.32 days
Monthly rent
$1,700
8.27 days
New car
$35,000
170.3 days
Vacation
$3,200
15.6 days
Daily eating out
$4,380/yr
21.3 days/yr
Features

Built for real financial clarity

Not another expense tracker. A fundamentally different way to see your money.

Life Days Calculator

Every purchase converted to the hours and days you traded for it. Makes impulse spending feel real.

💰

Multi-Income Tracking

W2, 1099, investments, rental income. See your true daily rate across all streams, with tax adjustments.

🏦

Bank Sync

Securely connect your accounts with Plaid. Transactions auto-categorize and convert to life days instantly.

📉

Debt Freedom Timeline

See exactly how many life days your debt costs. Get a clear payoff projection with actionable milestones.

📊

Tax-Aware Budgeting

Estimates for federal, state, and self-employment tax so your daily rate reflects what you actually keep.

🔒

Security First

Bank-level encryption, row-level data isolation, and zero-knowledge architecture. Your financial data stays yours.

Pricing

Simple, honest pricing

Try everything free for 14 days. No credit card required.

Monthly
Annual Save 26%
Pro
$9.99/mo
 
14-day free trial
Waitlist members: $7.99/mo with code
  • Unlimited income streams
  • Unlimited transactions
  • Debt payoff projections
  • Tax-aware calculations
  • Savings goal tracking
  • CSV export & import
Start Free Trial
Business
$22/seat/mo
 
  • Everything in Pro
  • Multi-entity support
  • Team workspaces
  • Client invoicing
  • Advanced reports
  • API access
Contact Sales
Enterprise
$297/mo
 
  • Everything in Business
  • Unlimited seats
  • Priority support
  • White-label options
  • Dedicated account manager
  • Custom integrations
Contact Sales

All plans start with a 14-day free trial. No credit card required to start.

Start your free trial

See what your spending really costs — in the only currency that matters. 14 days free, no credit card required.